Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. And it's perfectly legal, but completely unfair. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. The court stood on your side, he must be a good reason.
Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand.
However, it is not strange looks, but this specific category of people in our country are very inclined to commit rash and spontaneous actions, which ultimately lead to the financial collapse or destitute. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. That is, the borrower will have to pay 10 Grand to get funds. And when the amount of own funds is not enough, in this case people suffering from creditmany, begin to contact the banking organization. However, in any case, the loan inherited, become a headache not the heir, and his guardians. That is, the borrower will have to pay 10 Grand to get funds. Base this can be a violation of one of the parties to the contract. However, if you are not satisfied with the terms of the loan, you don't have to go to court and terminate the contract, in order to improve them. During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans.